Modern POS Systems
Cloud-based point-of-sale systems with inventory tracking, employee scheduling, and real-time reporting — designed for restaurants, retail, and service businesses across Texas.
POS Systems Texas & Payment Processing Built for Local Business
Lower fees, smarter tools.
Whether you run a restaurant in San Antonio, a retail shop in Austin, or a service business anywhere in Texas, we help you get paid faster, operate smarter, and keep more of what you earn.
Payment Solutions That Work for You
From modern POS terminals to zero-fee processing, we build solutions around the way Texas businesses actually operate.
$0 Fee Payment Processing
Our proprietary platform passes a small service fee to the customer, so you receive the full purchase price and pay $0 in merchant processing fees every month.
Merchant Services & Support
Next-day funding, free terminal placement, month-to-month contracts, and Texas-based customer service that picks up the phone when you call.
Industries We Serve Across Texas
Specialized payment tools for the businesses that keep Texas running.
Restaurants & Bars
Tableside payments, online ordering, kitchen display systems, and tip management — built for full-service and quick-serve restaurants.
Retail Stores
Complete retail POS with barcode scanning, inventory control, multi-location management, and omnichannel checkout.
Service Businesses
Mobile invoicing, appointment scheduling, and on-site payment tools for field services, salons, auto shops, and medical offices.
Why Texas Businesses Choose TX Payments
We combine modern technology with real, local support.
- 100% of merchant fees eliminated with $0 monthly fees
- Free terminal placement programs
- Month-to-month contracts on every account
- Next-day funding available
- Available in all 50 states with Texas-based support
- Unmatched customer service and hands-on onboarding
Frequently Asked Questions
Straight answers about payment processing and POS systems in Texas.
How much does payment processing cost in Texas?
Traditional processors charge 2–4% plus monthly fees. With TX Payments & Technology, eligible businesses can eliminate 100% of merchant processing fees through our proprietary surcharge program. You keep the full transaction amount, and the small service fee is handled automatically at checkout.
What is the best POS system for a small business in Texas?
The best POS depends on your industry. Restaurants typically need tableside payments and kitchen integration, while retail shops need strong inventory tools. We partner with leading providers like SkyTab, Shift4, and Square, and we help you compare options to find the right fit for your Texas business.
Do you offer local support and setup?
Yes. We are headquartered in San Antonio and provide hands-on onboarding, local training, and ongoing support. You are not just a number — you have a real person to call when you need help.
How quickly can I get funded after a transaction?
We offer next-day funding on approved accounts, so your daily sales hit your bank account fast. No more waiting several business days for your money.
Is there a long-term contract?
No. All of our accounts are month-to-month. We believe in earning your business every month with great service, not locking you into lengthy contracts.
Ready to lower your processing fees?
Join hundreds of Texas businesses already saving with modern POS systems and smarter payment processing.
Book a Free DemoOr call us at (210) 417-7289